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Sanjay Kumar SinghLIC Agent · Insurance Advisor
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Five ways to protect your family, your health, your team and your travels, with personal guidance from an IRDAI licensed agent.

Health Insurance

Financial protection against hospital bills and medical expenses, so a health problem does not become a money problem for your family.

Key benefits

  • Cover for hospital stays, surgeries and treatment costs
  • Cashless treatment at network hospitals
  • Options for individuals, couples and the whole family
  • Tax benefits may be available as per prevailing law

Ideal for: Individuals and families who want a safety net for medical costs.

Term Life Insurance

Pure life cover at a low premium. If you are not there, your family gets a lump sum to manage loans, expenses and future goals.

Key benefits

  • High cover amount at an affordable premium
  • Protects loans, household expenses and your children’s education
  • Choose a cover period that lasts until retirement
  • Optional add-on covers for added protection

Ideal for: Earning members with dependants, home loans or long-term goals.

LIC

Plans from Life Insurance Corporation of India that combine protection with disciplined saving, for every stage of life.

Plan types

  • Savings and endowment plans with maturity benefits
  • Child plans for education and future needs
  • Pension plans for a steady income after retirement
  • Personal help with premiums, nominee changes and policy servicing

Ideal for: Families who want long-term saving along with life cover.

Group Health Insurance

A single health policy for your organisation, covering your employees and, where chosen, their families.

Key benefits

  • Cover for all employees under one policy
  • Option to include spouse, children and parents
  • Support in choosing the right cover and sum insured
  • Help with onboarding, claims and renewals

Ideal for: Business owners, clinics, schools and companies with a team.

Travel Insurance

Cover for the unexpected on trips within India or abroad, from medical emergencies to lost baggage.

Key benefits

  • Medical emergencies and hospital expenses while travelling
  • Trip cancellation or delay, and lost or delayed baggage
  • Loss of passport and other travel documents
  • Often required for visa applications such as Schengen

Ideal for: Holiday travellers, students, business travellers and senior citizens.

How we work with you

A simple process, with the same person guiding you from start to finish.

  1. Tell us what you need

    Call or message us about your family, your budget and what you want to protect.

  2. Get clear advice

    We explain suitable options, premiums and what is and is not covered, in plain language.

  3. Stay supported

    We help with paperwork, renewals and claims for as long as your policy runs.

Common questions

Quick answers before you get in touch.

How do I choose the right plan?

Start with who depends on you and what you want to protect. We will compare options with you and recommend only what suits your needs and budget.

Can I get help if I already have a policy?

Yes. We can review your current cover, check nominee details and help with renewals or a claim.

Are the benefits the same for every plan?

No. Benefits, premiums and conditions depend on the plan and insurer. Please read the policy document, and we will walk you through it before you decide.

Not sure which cover is right for you?

Message us on WhatsApp or call, and we will respond personally.